Community Bank System, Inc. (NYSE:CBU) is a registered bank holding company based in Dewitt, NY (near Syracuse), with $7.5 billion in assets and approximately 190 customer facilities. Its wholly-owned banking subsidiary operates as Community Bank, N.A. across Upstate New York, and as First Liberty Bank & Trust throughout Northeastern Pennsylvania. Community Bank offers a full range of high quality products and services for both individuals and businesses. These include FDIC-insured checking and savings deposit products, a variety of personal and commercial loans, personal and employee benefit trust services, and a range of non-bank financial services including annuities, mutual funds and life insurance. For further information please visit our websites at www.communitybankna.com or www.firstlibertybank.com.